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I help my clients optimize their money decisions so that they can focus on their families and careers. Focusing on their families can add greatly to the richness of my clients’ lives, and focusing on their careers can add to their sense of satisfaction and accomplishment, and often yields greater financial rewards too. Concentration makes you rich, … You’ve probably heard the advice, “choose a job you love, because you’ll never work a day in your life!” Concentrating on

Before I became a financial advisor, I taught physics. Investing in NOT like Physics. Laws vs. Rules of Thumb: In physics, there are laws of nature that are understood so accurately that we can launch the New Horizons spacecraft from Cape Canaveral and have it fly 3 billion miles to pass by Pluto on schedule 9.5 years later.  In investing, we can’t reliably predict what is going to happen tomorrow.  It would be nice if there were definitive laws of investing, but humans an

Software that models what I like to call a “Financial Life Plan” has greatly improved over the past decade. New, user-friendly,...

In engineering and physics (my first two careers), the use of computers to model the behavior of complicated systems started during World...